Protecting Your Financial Security: How To Recognize and Help Prevent Fraud

9/4/2025 2:36 PM - Blog Post

*First National Community Bank’s blog does not constitute legal, tax, accounting, investment or other professional advice. Recipients should consult their professional advisors for advice.

At First National Community Bank, we believe that one of the best ways to help prevent fraud is through customer education. Staying informed and alert is your first line of defense, and we’re here to help you understand how to recognize and avoid suspicious activity that could compromise your financial well-being. Here are five best practices to help prevent or reduce your fraud risk:

1. We Will Never Ask for Your Sensitive Information: FNCB will never call, email, or text you asking for your password, PIN, or full Social Security Number (SSN). If you receive any message requesting this type of information, it’s a scam. Do NOT respond or provide any details.

2. We Won’t Pressure You to Send Money or “Verify” Your Account: Fraudsters often try to create a false sense of urgency. Please remember, we will never demand payment, threaten you, or pressure you to verify personal information over the phone or through texts or emails.

3. Always Use Our Official Website: For safe and secure online banking, type www.fncbank.com directly into your browser. Avoid clicking on links from unsolicited emails or text messages, which may lead to fake websites designed to steal your information.

4. Report Suspicious Activity Immediately: If you notice any unusual account activity or receive a suspicious message or call, contact us right away at 706-232-2265 or operations@fncbank.com. We’re here to help you act quickly to minimize any potential impact.

5. Watch for Scam Payment Requests: If someone unexpectedly sends you money and then asks you to buy gift cards or transfer funds, it is almost certainly a scam. Call your local branch before taking any action.

By staying informed and taking simple precautions, you can significantly reduce your risk of fraud. As your locally owned community bank of choice, the success of your financial future is top of mind. We offer Personal Checking Accounts, Money Market Accounts, Personal Savings Accounts, CDs, IRAs, Mortgages, Personal Loans, Personal Credit Cards, Business Credit Cards and Business Loans of all shapes and sizes.

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