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Business Checking Accounts

As a community bank, serving our local communities since 1975, we pride ourselves on building strong, long-standing relationships with our business customers. We are there with you from the time you open your business through every step of your growth and expansion. We understand each business has unique needs and we offer a variety of business banking options and work closely with you to determine which product is the best fit for your business’ needs and transaction volume. From Business Checking accounts and Business Money Market accounts to Small Business Loans and Business Lines of Credit, our business banking products are designed with your growing business in mind.

All of our Business Checking accounts come with these great benefits:

  • Online Banking with Bill Pay
  • eStatements
  • Debit Card
  • Mobile App
  • Apple Pay, Google Pay and Samsung Pay
  • FNCB 24 Hour Teller Phone Line

Business Checking

Our Business Checking account is designed for your day-to-day small business needs.

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  • Unlimited Check Writing
  • Online Banking with Bill Pay
  • eStatements
  • Debit Card
  • Mobile App
  • Apple Pay, Google Pay and Samsung Pay
  • FNCB 24 Hour Teller Phone Line
  • $50 Minimum deposit to open account
  • Low $4 Maintenance Service Fee if daily balance remains above $400; $8 if the daily balance falls below $400; Waived if the average monthly balance is $5,000 or more

Business Analysis Checking

Our Business Analysis Checking Account is perfect for larger size businesses with heavy check writing activity and cash transactions.

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  • Online Banking with Bill Pay
  • eStatements
  • Debit Card
  • Mobile App
  • Apple Pay, Google Pay and Samsung Pay
  • FNCB 24 Hour Teller Phone Line
  • Wire, ACH and RDC Services Available*
  • $50 Minimum deposit to open account
  • Low $10 Monthly Service Fee
  • Fees per credit $0.10 per item deposited
  • Fees per debit $0.10 per checks written
  • Coin/Currency $2.00 per $1,000
  • Earning Credit .20% per $1,000 based on Average Daily Balance

* Wire, ACH and RDC Services Require Approval.

Business Interest Checking

As your business grows, our Business Interest Checking account is there to meet your growing business banking needs with the added benefit of earning interest on your money.

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  • Online Banking with Bill Pay
  • eStatements
  • Debit Card
  • Mobile App
  • Apple Pay, Google Pay and Samsung Pay
  • FNCB 24 Hour Teller Phone Line
  • $50 Minimum deposit to open account
  • Low $4 Maintenance Service Fee if the daily balance remains above $400; $8 if the daily balance falls below $400

Compare Business Checking Accounts

We have three Business Checking Accounts to meet your business needs.

Features Business Checking Business Analysis Checking Business Interest Checking
Online Banking with Bill Pay yes yes yes
eStatements yes yes yes
Debit Card yes yes yes
Mobile App yes yes yes
Apple Pay, Google Pay and Samsung Pay yes yes yes
FNCB 24 Hour Teller Phone Line yes yes yes
Balance to Open $50 $50 $50
Monthly Service Fee $0 - $8 $10 $4 - $8
Earns Interest NO NO yes
Per Item Fee NO $0.10 NO
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