Business Loans
Local Bank. Local Decisions®.
First National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of businesses in our community. As a community bank, decisions are made locally and our banking professionals can handle all your financial needs and provide solutions customized to your unique needs.
We pride ourselves in our experienced staff of familiar local Commercial Relationship Managers and bankers that collectively bring over 340 years of banking experience to serve you and understand your community better than anyone else.
We are proud to offer a full range of competitively priced business and commercial loans that are designed for your businesses' specific needs with prompt, professional service plus the flexibility to customize loans to manage your cash flow or grow your business. We offer:
Small Business Administration (SBA) Loans
- 7aSBA
- 504 SBA
- USDA Business and Industry Loans
- Business Lines of Credit
- Term Loans
- Working Capital
Our Loans Offer:
- Competitive Rates
- Fixed Variable Rates
- Flexible Repayment Terms
- Predicable Monthly Payments or Lump Sum Options
- Secured and Unsecured Loans Available
Apply for your Business Loan today!
Contact your local Commercial Relationship Manager or your local branch to speak with one of our lending professionals.
Adairsville - SBA Lender
Bill Holmes NMLS# 509306 (713) 410-1047 / bill.holmes@fncbank.com
Calhoun
Jerry Chatman NMLS# 810997 (706) 307-7192 / jerry.chatman@fncbank.com
Brenda Bowling NMLS# 663967 (706) 307-7189 / brenda.bowling@fncbank.com
Cartersville
Jerry Dennis NMLS# 1613704 (770) 387-5513 / jerry.dennis@fncbank.com
Racquel Patterson NMLS# 955737 (770) 387-5501 / racquel.patterson@fncbank.com
Daniel West NMLS# 1140908 (770) 387-5506 / dan.west@fncbank.com
Chatsworth
Julia Baggett NMLS# 733034 (706) 422-5111 / julia.baggett@fncbank.com
Benjamin Longley NMLS# 1760592 (706) 422-5102 / ben.longley@fncbank.com
Chattanooga
Jerry Chatman NMLS# 810997 (706) 307-7192 / jerry.chatman@fncbank.com
Dalton (Northgate Drive)
Gary Middleton NMLS# 732453 (706) 712-0560 / gary.middleton@fncbank.com
Dalton (Thornton Avenue)
Brad Ramsey NMLS# 1895133 (706) 712-0551 / brad.ramsey@fncbank.com
Paulding
Alex Crenshaw NMLS# 1306143 (678) 708-1600 / alex.crenshaw@fncbank.com
Jason Faulkner NMLS# 679594 (470) 567-8959 / jason.faulkner@fncbank.com
Rome
Kay Chumbler NMLS# 684345 (706) 378-5294 / kay.chumbler@fncbank.com
Beth Summer NMLS# 684353 (706) 378-3975 / beth.summer@fncbank.com
Clem Trammell NMLS# 793106 (706) 413-4185 / clem.trammell@fncbank.com