Chatsworth, Ga., March 26, 2025 – First National Community Bank (FNCB), a wholly owned subsidiary of First Chatsworth Bankshares, Inc., is proud to announce its rankings in S&P Global Market Intelligence’s recently released 2024 list of the Top 50 Best-Performing Community Banks in the Southeast Region under $10 billion in total assets. FNCB ranked 6th in the Southeast, highlighting its exceptional performance in a highly competitive industry. On the national stage, FNCB earned the 19th spot in S&P Global Market Intelligence’s Top 100 Best-Performing Community Banks in the U.S. under $3 billion in total assets, placing it among the elite banks across the nation.

S&P Global Market Intelligence, a leading provider of financial data and analytics, evaluated 3,611 eligible small community banks nationally, and 702 regionally utilizing eight industry based key performance metrics as the measurement for ranking the banks including operating returns, efficiency, and growth. These rankings reflect FNCB’s substantial commitment to excellence and overall strong financial health as well as a duty of care to the communities that the bank is privileged to serve.

“We are incredibly proud to be recognized as one of the top-performing banks in the Southeast and nationwide. This achievement is clear evidence of the hard work, dedication, and focus of our team as we collectively build on this momentum to continue the execution of our strategic initiatives. Our ranking in the top 20 nationwide and top 10 in the Southeast is a genuine reflection of our commitment to delivering outstanding financial performance and value to our customers,” said Ryan Earnest, President & CEO of FNCB.

As the bank celebrates its 50th anniversary in 2025, this achievement highlights the enduring strength and resilience of FNCB over the years. It’s a fitting milestone for an organization that has continuously prioritized customer trust, innovation, and exceptional service throughout its five decades of service. This recognition comes as a result of FNCB’s impressive ability to maintain strong operational efficiency, solid asset quality, and an effective growth strategy while continuing to serve its customers with care and dedication. The S&P Global Market Intelligence rankings, which take into account a variety of financial metrics, confirm FNCB’s position as a leader among community banks.

For more information about First National Community Bank’s services, please visit https://fncbank.com.

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About First Chatsworth Bankshares Inc.:  Founded in 1975, First National Community Bank, the wholly owned subsidiary of First Chatsworth Bankshares, Inc., has approximately $650 million in total assets and $560 million in total deposits. We are a locally owned community bank with our branches located within a contiguous footprint throughout northwest Georgia with local decision making, exemplary customer service and extraordinary involvement in the communities we serve. The Bank operates 11 banking offices in Georgia, including Adairsville, Calhoun, Cartersville, Chatsworth, Dallas, Dalton (2 banking office locations), Eton and Rome (3 banking office locations), a mortgage office in Dalton and loan production in Chattanooga, Tennessee. For more information, visit www.fncbank.com. Member FDIC. Equal Housing Lender.